Compare median sold prices with local resident earnings across England and Wales, separately for each major property type.
243 councilsMeeting the selected sales threshold
100+ salesRequired in 2025
Price ÷ earningsLower means more affordable
This is a council-level affordability indicator, not a mortgage eligibility test. It compares the median flats and maisonettes sold price with annualised resident median weekly earnings. It does not account for deposits, household income, interest rates, taxes or individual circumstances.
Most affordable: Flats and maisonettes
Most affordable council areas
Rank
Council area
Ratio
Median price
Weekly earnings
Change vs 2024
1
Sunderland
2.05×
£70,000
£655
-8.29%
2
Stockton-on-Tees
2.25×
£82,000
£700
—
3
South Tyneside
2.42×
£87,000
£691
-0.70%
4
Preston
2.45×
£92,000
£722
-3.42%
5
County Durham
2.47×
£85,000
£661
-10.01%
6
St. Helens
2.51×
£97,500
£748
—
7
Blackpool
2.52×
£85,000
£648
+5.08%
8
Cumberland
2.57×
£107,000
£800
-0.16%
9
Wyre
2.58×
£95,000
£709
-4.01%
10
Darlington
2.59×
£95,000
£705
-8.21%
11
Barnsley
2.59×
£100,000
£742
-7.00%
12
Kingston upon Hull, City of
2.62×
£88,000
£645
-10.86%
13
East Riding of Yorkshire
2.74×
£107,500
£756
-7.60%
14
Gateshead
2.85×
£100,000
£675
-4.61%
15
Northumberland
2.89×
£110,000
£733
+3.67%
16
Newark and Sherwood
2.89×
£115,000
£766
—
17
Chorley
2.89×
£115,000
£765
+1.37%
18
Fylde
2.93×
£128,000
£839
-20.91%
19
Rugby
2.95×
£136,750
£892
-10.30%
20
Wolverhampton
2.98×
£110,000
£711
-2.30%
Least affordable: Flats and maisonettes
Least affordable council areas
Rank
Council area
Ratio
Median price
Weekly earnings
Change vs 2024
1
Kensington and Chelsea
17.87×
£950,000
£1,023
-8.94%
2
Westminster
15.53×
£820,000
£1,016
-11.57%
3
Hammersmith and Fulham
12.89×
£615,000
£917
-13.71%
4
Camden
12.85×
£690,000
£1,032
-18.26%
5
Islington
11.10×
£580,000
£1,005
-13.05%
6
Hackney
10.66×
£531,500
£959
-10.34%
7
Brent
10.52×
£430,000
£786
-5.99%
8
Haringey
10.08×
£472,000
£901
-8.22%
9
Wandsworth
10.07×
£532,500
£1,017
-11.85%
10
Ealing
10.00×
£420,000
£808
-3.23%
11
Newham
9.87×
£422,000
£822
-9.46%
12
Lambeth
9.56×
£470,750
£947
-6.10%
13
Southwark
9.41×
£460,000
£940
-10.03%
14
Tower Hamlets
9.24×
£479,040
£997
-12.03%
15
Hounslow
8.81×
£370,000
£808
-6.33%
16
Waltham Forest
8.56×
£401,000
£901
-5.37%
17
Richmond upon Thames
8.55×
£470,000
£1,057
-8.12%
18
Barnet
8.54×
£402,000
£905
-5.78%
19
Greenwich
8.41×
£395,000
£903
-11.93%
20
Lewisham
8.30×
£385,000
£892
-3.41%
Methodology and limitations
Ranking measure
2025 median sold price divided by 52 times the 2025 resident median weekly pay. A ratio of 5× means the typical sold price is five times annualised weekly earnings.
Minimum sample
A council needs at least 100 recorded sales of the selected property type. This prevents very small samples from dominating the rankings.
Annual comparison
The change column compares the ratio with 2024 only where that year also has at least 100 sales and usable earnings data.
Coverage
City of London and Isles of Scilly are excluded because usable 2025 resident earnings are unavailable. Flats have fewer eligible Welsh councils because many do not reach 100 sales.
Sources: HM Land Registry Price Paid Data; Office for National Statistics Annual Survey of Hours and Earnings via Nomis; ONS Postcode Directory. Licensed under the Open Government Licence v3.0.